Five Reasons You Need Renters Insurance

It might be tempting as a renter to think that you don’t need an insurance policy if you’re renting an apartment or home, but not having one could cost you more than you think. A 2016 poll by the Insurance Information Institute found that only 41 percent of renters have their own renters insurance policy. Here are a few reasons why it’s important to have your own insurance policy as a renter.

  1. To cover your belongings.

In the event that a fire, break-in or other incident occurs that results in the damage or loss of your personal belongings, your landlord’s insurance policy will not pay for their replacement. Consider how much it could cost to replace your clothes, furniture, electronics and other household items. In order to make sure you have the coverage to replace your lost items, it’s critical to have your own renters insurance policy.

  1. To cover people who come to your residence.

If someone were to visit your home and become injured, you could be held liable for their injury and any related medical bills and costs. Having renters insurance helps protect you against this liability, and can help pay for legal expenses in addition to medical bills.

  1. To cover things that might be stolen outside of your home.

Your renters insurance may actually help cover you in incidents that happen away from your home. For example, if some of your personal belongings are stolen from your vehicle, it is unlikely that your auto insurance will cover the theft. However, it’s much more likely that your renters insurance will cover it.

  1. Your landlord might require it.

Agreeing to purchase a rental policy might be a requirement of your landlord. But even if it isn’t, having renter insurance may help your rental application get accepted and it helps show your landlord that you’re a responsible renter.

  1. It won’t break the bank.

Rental policies are usually pretty inexpensive. According to the National Association of Insurance Commissioners, the average rental insurance policy costs $190 per year. That amounts to less than $16 per month.

If you’re wondering whether or not you need a rental insurance policy, talk to your insurance representative or reach out to the professionals at Long & Foster Insurance. They can help guide you to the right policy for your needs so you get the right amount of coverage at the right price for your budget.

This blog was reposted with the permission of Long & Foster.

Creating Comfort Through Interior Design

Just because the Christmas decor is put away and the festive mood of the holidays is over doesn’t mean we have to stop creating a snug and cozy home. It’s a good time to embrace winter Hygge! If you aren’t familiar with Hygge, it’s a Danish word for feeling content and cozy.

Here are seven ways to bring Hygge style comfort to your home, even during the dreariest winter month of the year!

LAYERED LIGHTS

Even if you feel like you’re lacking in the cozy department, simply addressing your lighting will make a huge difference. Layers of lighting make every room feel more welcoming. In the daytime, natural light is ideal. But for evenings, it’s nice to add a cozy glow. A good rule of thumb is to try to have a least three light sources in every room. Use a mix of table lamps, floor lamps, task lamps, and overhead lighting. Consider using warmer lightbulbs for the coziest ambience.

COMFORTING MOMENTS

Your home will offer a sense of comfort when you incorporate some favorite photos of loved ones, treasured hand-me-downs, antiques or flea-market finds, eye-catching conversation starters, art that inspires you, special mementos, or simply things that make you smile.

AN INVITING AROMA

What aroma feels ‘cozy’ to you? Set the tone for your home by filling it up with winter scents that inspire you.

TOUCHABLE TEXTURES

The coziest homes contain a variety different textures that delight the eye. Incorporate different touch-worthy materials through pillows, drapery, throw blankets, rugs, lamps, and furniture. The fabric possibilities are endless: velvet, woven, knit, embroidered, grain sack, faux fur, tweed, etc. You can also consider creating contrast with varying materials like metal, wood, glass, rattan, mirrored, painted, and more.

A PLACE TO CURL UP

Make yourself a special cozy place to relax. A reading chair will be extra cozy with some good books nearby in a basket, a lamp, a footstool, a side table to set a cup of tea, and a soft blanket you can curl up in.

A BIT OF WARMTH

Every home can benefit from warmth. No matter what your color scheme, you can add warmth through natural tones like wood, leather, jute, warm metals, etc.

SOMETHING LIVING

A room comes to life when an organic element is incorporated into the decor. Every room can benefit from having at least one plant, bouquet of flowers, or even a sprig of greenery like eucalyptus to remind us that spring is on its way.

Empty Nesters: Remodel or Sell?

 

Your kids have moved out and now you’re living in a big house with way more space than you need. You have two choices – remodel your existing home or move. Here are some things to consider about each option.

 

Choice No. 1: Remodel your existing home to better fit your current needs.

  • Remodeling gives you lots of options, but some choices can reduce the value of your home. You can combine two bedrooms into a master suite or change another bedroom into a spa area. But reducing the number of bedrooms can dramatically decrease the value of your house when you go to sell, making it much less desirable to a typical buyer with a family.
  • The ROI on remodeling is generally poor. You should remodel because it’s something that makes your home more appealing for you, not because you want to increase the value of your home. According to a recent study, on average you’ll recoup just 64 percent of a remodeling project’s investment when you go to sell.
  • Remodeling is stressful. Living in a construction zone is no fun, and an extensive remodel may mean that you have to move out of your home for a while. Staying on budget is also challenging. Remodels often end up taking much more time and much more money than homeowners expect.

 

Choice No. 2: Sell your existing home and buy your empty nest dream home.

  • You can downsize to a single-level residence and upsize your lifestyle. Many people planning for their later years prefer a home that is all on one level and has less square footage. But downsizing doesn’t mean scrimping. You may be able to funnel the proceeds of the sale of your existing home into a great view or high-end amenities.
  • A “lock-and-leave” home offers more freedom. As your time becomes more flexible, you may want to travel more. Or maybe you’d like to spend winters in a sunnier climate. You may want to trade your existing home for the security and low maintenance of condominium living.
  • There has never been a better time to sell. Our area is one of the top in the country for sellers to get the greatest return on investment. Real estate is cyclical, so the current boom is bound to moderate at some point. If you’re thinking about selling, take advantage of this strong seller’s market and do it now.

 

Bottom Line

If your current home no longer works for you, consider looking at homes that would meet your lifestyle needs before taking on the cost and hassle of remodeling. Get in touch with a Windermere Real Estate broker to discuss the best option for you.

Keep Herbs Alive and Well in Winter With These 5 Tactics

Temperatures may be dropping, but that doesn’t mean we have to bid farewell to our herb gardens. Cold-hardy herbs, such as chives, mint, oregano, parsley, sage and thyme, can often survive cold-winter temperatures while continuing to produce flavorful foliage, as long as they are provided with some protection or grown indoors. Even herbs like rosemary that are more cold-sensitive can survive winter using additional methods of protection. Let’s explore different ways we can prolong the herb harvest and enjoy the fresh taste of our favorite herbs throughout the cold of winter.

 

Herbs 1: Bachman’s Landscape Design - Tom Haugo, original photo on Houzz

 

Herbs 2: Home & Garden Design, Atlanta - Danna Cain, ASLA, original photo on Houzz

A glass cloche protects plants in the center of this raised bed in Atlanta.

 

1. Protect herbs from the cold by placing them in a cold frame or cloche. Covering herbs helps trap the heat that rises from the soil, elevating the temperature inside by several degrees. This can extend the growing season in both fall and spring.

Cold frames are topped with glass panes that slope downward and are situated so they face south. This ensures that the most sunlight will reach the plants inside, creating an environment that is several degrees warmer than outside.

Cloches are a smaller and more portable way to protect plants from the cold. Traditional ones are bell-shaped and made from glass. They can be expensive, but you can make your own by cutting off the bottom of a 1-gallon plastic milk jug or other large plastic container. Place each one over individual herb plants and nestle the bottom inch or two of the cloche into the soil to anchor it.

 

Herbs 3: The Room Illuminated, original photo on Houzz

 

2. Add a thick layer of coarse mulch over herbs. Many herbs can grow through the winter under the insulation provided from straw, shredded bark or other coarse mulch. In areas that experience moderate-winter cold, USDA Zone 6 and warmer, herbs will continue to produce some new growth despite some winter cold. Simply pull back the mulch and cut the herbs you need, then cover them back up. While they won’t produce as much new growth as they do in the warm season, you should be able to obtain a small harvest. Don’t worry if a layer of snow falls, as it will provide additional insulation for the herbs below. Once spring arrives, you can turn the mulch into the soil.

 

3. Pot up herbs and move them into a frost-free greenhouse or sun porch. If you’re growing herbs in the ground, you can transfer them to pots and move them to a protected spot. Select the herbs you want to keep growing over winter, such as chives, oregano, sage and thyme. Cut them back to 1 inch tall and, using a sharp shovel, divide them at their base, making sure to include the roots so each one will fit into the container. Use well-draining planting mix in the containers and plant each herb in a separate pot. They will grow back and you’ll be able to harvest their flavorful leaves until you transplant them back into the garden once spring arrives.

 

Related: Move Herbs to a Sunroom for Full Sun

 

Herbs 4: J M Interiors, original photo on Houzz

 

4. Grow herbs in front of a sunny window. Herbs can be grown from seed or cuttings and make a great addition to a sunny kitchen window that gets at least six hours of sunlight. If using artificial lighting, 14 hours is usually sufficient. The temperature should range between 60 and 70 degrees Fahrenheit, or 15.6 and 21.1 degrees Celsius, for best results. You can transplant herbs from the garden or begin from scratch by sowing seed.

The rewards of growing herbs indoors throughout the winter are great when the fresh flavor of summer is within arm’s reach. Chives, oregano, parsley and thyme are just a few of the easiest herbs to grow on a sunny windowsill. Use a well-draining planting mix in your container. Water deeply when the top inch of soil is almost completely dry.

 

Herbs 5: Noelle Johnson Landscape Consulting, original photo on Houzz

 

5. Extend the life of fresh herbs by putting them in water. Herbs such as basil and mint grow quickly when placed in a container of water for a few weeks. Other herbs that work well in water are sage, oregano and thyme. When placed in water, they begin to produce roots and will grow new leaves. This is a useful way to prolong the harvest, whether you bring in cuttings from the garden or buy fresh herbs at the grocery store.

The process is easy. Simply cut the ends of each stem and put them in a small jar or cup filled with water. Be sure to remove any lower leaves so they won’t be submerged in the water. Place on a sunny windowsill.

The leaves produced indoors will be thinner and slightly less flavorful than those grown outdoors but will still add welcome flavor to your favorite dishes. Refill the water as needed and enjoy the prolonged harvest for several weeks to come.

 

Related: Elevate Plants to Reach Sunny Windows With These Plant Stands

 

By Noelle Johnson, Houzz

Matthew Gardner’s 2018 Housing Forecast

Windermere is fortunate to have Chief Economist Matthew Gardner on staff to provide valuable analysis of the economy and housing market. Matthew recently completed his national forecast which details his predictions for the 2018 housing market.

 

13 Appliance Tips & Hacks for Household Chores

 

Modern home appliances make our lives so much easier: They tackle dreaded household chores, saving us time and effort. There are lots of ways to use them, however, that you may not have thought of before. From cleaning your ceiling fixtures in the dishwasher to vacuuming your pet, here are 13 little-known tricks for getting more than your money’s worth from your appliances.

                           

  1. Sanitize small toys and more. Use your dishwasher to wash and sanitize teething rings, small plastic toys, mouth guards, and even baseball caps. Place items on the top rack and run the dishwasher as usual with detergent (without any dirty dishes). Put smaller items in a small mesh laundry bag so that they don’t move around.

 

  1. Clean ceiling fixtures. At least once or twice a year, remove and clean your glass ceiling fixtures and light covers in an empty dishwasher. Run the machine on the normal cycle.    

 

 

  1. Eliminate wrinkles from clothing. To smooth out wrinkled clothes or linens left too long in the dryer, toss a damp, lint-free cloth in with them. Run the load on the lowest setting for 10 to 15 minutes. Newer dryers also feature a steam setting that removes wrinkles and refreshes clothing between wears.

 

  1. Disinfect sponges and dishcloths. Kitchen sponges and dishcloths contain billions of germs. Clean and disinfect them daily by zapping them on high in the microwave for 2 minutes to kill germs.

 

  1. Freshen up your curtains. Vacuum heavy drapes with the upholstery attachment. Use the dusting brush attachment for lighter drapes. Wash sheer curtains in the washing machine on the delicate cycle, then hang them up while they’re damp to prevent wrinkles.

 

  1. Remove wax from fabric or carpet. To get rid of wax on a tablecloth, place it in your freezer until the wax is hard. Then put a flat paper bag over the wax and another under the fabric. Iron the top bag with a medium-hot iron until all the wax transfers to the bag. To remove wax from a carpet or rug, place an ice pack on the spot until the wax hardens. Shatter the wax and vacuum up the chips.

 

  1. Clean baseboards. Dusting baseboards can be a backbreaking chore. Use your vacuum cleaner and the dusting brush attachment to avoid having to bend down. Do the same to clean chair and table legs.

 

 

  1. Organize your fridge. Use the built-in features of your refrigerator to organize food by category. Designate certain shelves or areas for leftovers, preferably front and center, so you don’t forget they’re in there. Use special-purpose bins for their intended use: crispers for vegetables, deli trays for deli meats and cheeses, cold storage trays for meats. Newer models also feature convertible cooling zones to keep food fresh.

 

  1. Dust blinds. Extend the blinds fully and turn the slats to the closed position. Use the dusting brush attachment on your vacuum cleaner to clean the slats from top to bottom. Then open and reclose the slats in the opposite direction and repeat the process.

 

  1. Clean your microwave. The best time to clean your microwave is immediately after using it. Thanks to residual steam, all you have to do is wipe it out with a paper towel or damp sponge. To clean old messes, microwave 2 cups of water on high for 5 minutes. The steam will soften cooked-on spills, which you can wipe off with a paper towel or cloth. 

 

 

  1. Exterminate dust mites. Dust mites live off human and animal dander and other household dust particles. They thrive in sofas, carpets, and bedding. Use the upholstery attachment to vacuum your mattress and upholstered furniture regularly to minimize dust mites. Be sure to empty the canister in an outdoor trashcan.

 

  1. Groom your pet. If your dog or cat doesn’t hide when you get out your vacuum cleaner, try using the dusting brush attachment to brush your pet. It’s a gentle way to collect shedding fur.

 

  1. Remove grime from shower liners. Wash plastic shower curtain liners in the washing machine with hot water and detergent on the regular cycle. Throw in a small bath towel to help “scrub” mildew and soap scum off the liner. Then rehang the liner and let it air-dry.

 

Have you found any unusual cleaning hacks for your appliances? Share in the comments below!

 

Organizing and cleaning expert Donna Smallin Kuper writes for The Home Depot about easy organization hacks, including the best ways to use your appliances. To view The Home Depot’s selection of appliances, click here.

 

This article is editorial content that has been contributed to our site at our request and is published for the benefit of our readers. We have not been compensated for its placement.

New Year’s Tips for Buying and Selling

 

 

Now that the end of the year is upon us, it’s time to start thinking about some New Year resolutions. If your 2018 resolution is to buy or sell a home, here are some suggestions to help you along the way. For everyone else, we’ve added some tips about building equity and investing in updates to your home.

 

Buying:

If you’re in the market to buy your first home or if you’re upsizing/downsizing, here are some ideas that can help you make this dream a reality:

  • Create a buying timeline and work towards your goal
  • Check your credit scores and work to improve your rating
  • Start or increase your savings for a down payment
  • Start the loan pre-approval process
  • Meet with your real estate agent
  • Start looking for homes

 

Selling:

If you are planning to put your home on the market in 2018, here are some good places to start:

  • Create a selling timeline to work towards having your home ready for market
  • Make a list of home improvements and a plan on how to manage them
  • Get rid of the clutter
  • Contact a real estate agent (If you don’t have an agent, click here to be introduced to a Windermere Real Estate agent.)

 

Building Equity:

You may not be moving this year, but you can create a plan to increase your equity in the home you have now.  Here are some tips:

  • Take advantage of low interest rates by refinancing to a lower rate
  • Consider refinancing to a shorter term loan  
  • Make extra lump-sum payments. Consider using your tax refund, cash gifts, work bonuses, garage sale money, or any other unexpected income toward paying down your principal.
  • Pay every two weeks instead of once a month. A biweekly payment plan can substantially reduce the amount of interest you pay because you are breaking the interest accrual down from 30 days to every 15.
  • Pay a little extra each month. Even if you’re only rounding up to the next $100 increment, putting a little extra money towards your principal every month can add up.

 

Investing In Your Home

You can add a lot of value and additional enjoyment to your home by investing in improvements and upgrades.

  • Choose a home improvement project that will yield a good return on investment when you do choose to sell
  • Create a home checklist to track maintenance projects over the year
  • Make eco-improvements to increase your home’s sustainability and reduce your utility payments over the long-term. These improvements are generally a good return on your investment when reselling.
    • Upgrade furnace to an efficient model
    • Upgrade windows for better insulation
    • Add alternative energy resources, such as solar power
    • Update toilets and showers to low-flow
    • Install a programmable thermostat
    • Update to energy-efficient appliances

Making the Holidays Brighter in Our Communities

Every year, Windermere offices throughout the Western U.S. host events to help make the holidays a little brighter for our neighbors in need. From food drives to fundraisers, here are just a few examples of how our offices are giving back this holiday season.

Henderson, Nevada

This season, the Windermere Anthem Hills office supported Blue Star Mothers of Henderson & Boulder City NV4 by hosting a collection box for the “Stockings 4 Our Troops” holiday drive. Items collected included small packaged foods, mini toiletries, socks and hand/foot warmers, coffee and hot cocoa packets.

“This is a wonderful way to show our troops that we are thinking about them during the holidays, when they are not with their loved ones,” said Linda Hicks, Managing Broker at the Anthem Hills office. “It just might be the first year these young men and women are away from their families during the holidays, and what a wonderful way for us to show them that we care and that we appreciate what they do for our country. We are proud to be a part of this!”

Agents also volunteered their time to help set up, sort, stock, and stuff handmade Christmas stockings for local soldiers deployed in war zones. The photo below shows about half of the packages all wrapped and ready to be sent to the troops. Over 700 boxes were shipped, with just over 1,200 stockings.

 

     

 

Oak Harbor, WA

Agents with the Windermere Whidbey Island – Oak Harbor office are supporting Whidbey’s Hope For Christmas, an annual gift program made up of community volunteers providing special Christmas memories for all eligible children on Whidbey Island, through DSHS in Oak Harbor. The office is sponsoring several children by purchasing and donating $2,000 worth of gifts.

 

Redmond, WA

The Windermere Redmond office participated in the Friends of Youth Giving Tree by setting up a tree in their office with gift tags for youth aged 16 to 25 that are either homeless or transitioning into a home for the first time. Brokers then selected gift tags and purchased the gifts to be delivered to Friends of Youth. Friends of Youth provides services to at-risk youth and homeless young people at 25 sites in 18 cities. In 2016, they helped over 6,500 youth and their families in crisis.

 

     

 

Seattle, WA

The Windermere Seattle-Ballard office has been busy hosting events to raise money for the Windermere Foundation. The first was a Sip & Swap event where they hosted a holiday dresses/clothing swap and asked for donations for each item. Proceeds benefitted the Ballard Senior Center and a total of $651 was raised. They also hosted a Monday Night Football event at Lagunitas Brewery where beer proceeds from that night, totaling $827, were donated to the Ballard Food Bank. In December, they held a Windermere Boutique Day, where 13 local craft vendors came to sell their goods. A portion of all sales were donated to the Windermere Foundation.

 

          

 

The Windermere Ballard office also hosted their 13th annual Santa Photos event for the community. Over 100 people/families visited the office that day, with a suggested donation of $10 for each Santa photo taken. Around $1,000 was raised from the photos, along with an additional $316 in cash and checks.

 

     

 

Windermere would like to thank our offices and everyone that supports the Windermere Foundation. Through these events, as well as a variety of other fundraisers like the ones described above, the Windermere Foundation is able to support non-profit organizations that provide services to low-income and homeless families throughout the Western U.S.

If you’d like to help, please consider donating to the Windermere Foundation. To learn more about the Windermere Foundation, visit http://www.windermere.com/foundation.

 

Preparing Your Home for the Winter

During the winter, it is tempting to curl up and hibernate in bed for the next few months. However, you shouldn’t put off these important home maintenance duties.

Clean and check the gutters: While you are on the roof hanging holiday lights, make sure your gutters are clear of leaves, secured to the house, and in good condition. If you do find problem spots, seal, secure, and make note to fix these in the spring. You want to divert water away from your home.

Insulate external water sources: In cold climates pipes can freeze, which can then lead to cracked pipes and flooding. Bring hoses and sprinklers inside for the winter and use insulation to wrap external faucets. Insulating interior pipes can help prevent disaster. If you don’t have insulation, you can keep a faucet dripping during particularly cold days, so water is flowing through the pipes.

Check your water heater: One way to save money during the winter months is to wrap your water heater, so it doesn’t have to use as much energy to keep the water hot in a tank. You should check on your heater to make sure it isn’t leaking and in good repair regularly.

Interior insulation: Keep the heat in and the cold out with increased insulation in your attic and basement. This is an investment, and best done before the winter hits, but can make a big difference in how warm your house feels and how high your heating bill goes.

Check for cracks and leaks: Do you feel a draft? Check the sealing on your windows and doors. You can add weather stripping and silicon to seal these leaks. Foundations can leak as your home settles, so you should also check your basement for water coming through the walls, pipes, and older windows. You will want to seal these appropriately to minimize damage from flooding or mold.

Weatherize your windows: Your windows can be a great source of heat leakage depending on their age and condition. If you have older windows, you can use a clear film to help insulate them during the winter. If you don’t want to film the windows you can install extra thick drapes or curtains to help keep the interior of your home warm. 

Check your heating system: What is one thing gas fireplaces, wood burning stoves, and central air heating systems all have in common? They all need to be cleaned and maintained. Check and clean your indoor heating system thoroughly. If you use an old-fashioned wood stove, make sure there are no leaks and that all soot buildup or nests are removed. If a furnace is what you have remember to change the filters as recommended or clean out your reusable filters.

Check your chimney with care: Nothing is as cozy as sitting by the fireplace during the winter, but use with care! Have your chimney checked by a professional to ensure that it’s in good condition and clear of critters or nests. You can also use a creosote log at the start of the season to help break down any old residue.

 

Invest in home security: The holidays are prime times for burglars looking to score some extra gifts so make sure your home is safe and secure at all times. Check your locks to make sure these are secure and consider a home security system with visible cameras to act as a deterrent. Keep evidence of big gifts hidden from view too. And make sure you discreetly get rid of any large boxes that might alert a prowler that you have new big-ticket items in your home.

 

 

 

Deck the halls and be merry: Decorate your home and prepare for guests. If you have a Christmas tree, keep it from drying out (and creating a fire hazard) by watering regularly. Keep decorative candles and menorahs away from children and flammable materials. You may want to consider battery powered candles, these can be a safe alternative to traditional candles.

 

Wishing you and yours a happy and safe holiday!

Stage Your Home to Impress Holiday Guests

 

A few tricks used by professional home stagers can make your home holiday-guest-ready, even if you’re preparing for a visit from your in-laws, not potential buyers.

 

While friends and family might be more forgiving than a home-shopper would be, you’ll still want to create a clean and uncluttered atmosphere for making holiday memories. A major difference is, for friends and family, you don’t need to depersonalize. Tastefully placed photographs and kids’ hand-made masterpieces can help make a house a home, after all.

 

But you do want to make your place look and smell clean, and you might even want to evoke a sense of holiday magic and warmth. Michele Graham, a Long & Foster regional administrator and accredited home stager who works with agents in the greater Philadelphia area, offered these tips:

 

Cleanliness first. Make bathrooms sparkle and shine, since these are rooms every guest will probably see. Add fresh cut greens on top of the window treatments, and set out festive holiday hand towels or napkins. Keep small caddies of cleaning supplies in the bathroom and kitchen, or at least on each level of the home, to make clean-ups faster. In the kitchen, run a piece of fresh lemon through the garbage disposal and wipe off the splash guard, which can collect grime.

 

Clip an automobile air freshener to your shower curtain in a hidden spot to keep the bathrooms smelling good. You can use dryer sheets to do a quick dust job or polish up chrome faucets. Baby oil will make stainless steel appliances shine.

 

Add sparkle. Put something shiny in every room, whether it’s mirrors, mercury glass, silver or gold candlesticks, picture frames, or a string of white lights. The light will bounce off eye-catching shiny and metallic surfaces.

 

Bring in some green. Liven up your mantle or table with evergreen branches, holly boughs with berries, dogwood, and other décor provided by nature. You might find the perfect accents right in your own backyard.

 

Layer and add depth. A few silver and gold accessories add formality, while plaids and burlap are more casual. Embrace the palette of the season, with its gray sky, snow and evergreens. Even after the holidays, you can use white and silver accents around the house. You can add a pop of color using throw blankets and pillows.

 

Festive curb appeal. Greet your guests upon their arrival with window boxes filled with fresh-cut greens or even fake ones. Holly branches, pine cones and shiny round Christmas ornaments catch the eye.

 

Graham said you don’t have to spend a lot of money to get your home ready for the holidays. Most of the items she recommends can be found at dollar stores and thrift shops.

 

And one of the best ways to brighten your space is free. “Keep your window treatments open to let in as much natural light as possible,” Graham said. “It will add a wonderful glow to accent your décor.”

 

 

This blog was reposted with the permission of Long & Foster.